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Category: Homeowners Insurance

PROTECTING A HOME FROM MOLD

[ 0 ] February 22, 2012

Campbell & BoydReduce Humidity Level. It’s best to keep the humidity level between 30% and 60% by utilizing dehumidifiers and air conditioners. Be sure to place exhaust fans in all bathrooms and kitchens. If carpet is desired, avoid installing it in bathrooms or kitchens. It’s best to have carpet only in rooms that aren’t exposed to moisture on a regular basis. Another important thing to remember is to avoid letting water pool and collect under house plants.

Check & Replace Hoses. Be sure to regularly inspect pipes, fittings and hoses. It’s best to replace hoses to appliances that use water every five years. At about $5 or $10 per piece, the cost of replacing hoses is much less expensive than dealing with a major mold problem.

Use Mold-Reducing Products. Clean all bathrooms in the home with bleach and water regularly. There are also several other cleaning products available that are designed to kill mold. It’s a good idea to add mold inhibitors to paint before applying it to the walls or doors.

Exercise Caution after Water Damage. If at any time a large amount of water comes into contact with the home’s interior, it’s important to ensure that carpets, upholstery and any other surfaces that hold water are dried thoroughly and promptly. Everything should completely dry within 24 to 48 hours following the initial water contact. Items that can’t be dried should be discarded. If there is standing water, remove it promptly. In addition to promoting mold growth, standing water is a prime breeding ground for microorganisms. After all areas have been dried, wash and disinfect them well. This includes the surfaces of appliances, closets, walls, shelves, floors, heating systems and cooling systems.

Check the Roof & Gutters. Another way to prevent mold is to check the roof and gutters frequently. Clear the gutters of any debris. If there are any leaks in the roof, have them repaired immediately to avoid water seeping into the home.

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CAMPBELL & BOYD

20 Technology Dr, Ste 4

PO Box 1260

Brattleboro, VT 05302

tel:  802-257-9500

email: ddboyd@campbell-boyd.com

 

 

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Floods are the most Common Natural Disaster

[ 0 ] February 17, 2012

Campbell & Boyd InsuranceThe National Flood Insurance Program (NFIP) offers federally backed insurance to property owners and renters in communities that participate in the program, as well as increased state disaster assistance and access to federal mitigation grants that can be used to help prevent future damage.

In exchange, those municipalities agree to adopt and enforce floodplain ordinances that set standards for building or repairing structures in the floodplain to reduce the risk of damage from flooding.

Your Homeowners Insurance Policy DOES NOT cover Flooding. Contact us today to find out how we can help!

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CAMPBELL & BOYD

20 Technology Dr, Ste 4

PO Box 1260

Brattleboro, VT 05302

tel:  802-257-9500

email: ddboyd@campbell-boyd.com

 



 

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FILING A HOMEOWNERS CLAIM ?

[ 0 ] January 20, 2012

Immediately report all crimes to the police. It’s important to notify the police of any vandalism, burglary or other crime. Homeowners should also obtain the names of any police officers involved in the report or investigation.

Make all necessary temporary repairs. Don’t shell out thousands of dollars for full repairs to a damaged property. It’s best to pay only for supplies to repair or sustain something temporarily.

Call an agent immediately. After calling the police for any crime-related issues, it’s important to call an insurance agent. If the nature of the claim doesn’t involve a crime, phone an agent immediately after discovering the issue that will become a claim.

List all damaged items. Don’t discard any items that are damaged before the insurance adjuster is able to survey them. Photographs and videotapes are also acceptable forms of proof in most cases.

Obtain the necessary claim forms. After receiving notification of a claim, an insurance company must send the proper forms to an individual within a specific time period. The best way to avoid delays is to ensure that the paperwork is filled out correctly.

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CAMPBELL & BOYD

20 Technology Dr, Ste 4

PO Box 1260

Brattleboro, VT 05302

tel:  802-257-9500

email: ddboyd@campbell-boyd.com

 

 

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Preparing for the Big Shake, Get covered

[ 0 ] December 12, 2011

Property risks have had a number of challenges during the past few years; however, one exposure that continues to present problems in this tight insurance market is earthquake. Many people feel there’s little they can do to mitigate earthquake risk. Not true! Basically, any Homeowner can take a risk management approach to an earthquake exposure by following these five steps:

1. Understand the risks — much work has been done recently to try to determine the probability of earth-quakes. The U.S. Geologic Survey website has a significant amount of data on information on earthquake probability estimates for most areas of the country.

2. Assess the acceptability of the risks — determine the economic loss associated with these risks.

3. Evaluate alternatives — review the alternatives to mitigate the risks. One of the most important alternatives will be adequate insurance.

4. Select the appropriate alternatives— since deductibles might be high, you might have to implement a loss mitigation strategy to reduce the severity potential.

5. Implement the chosen alternative(s) — purchase insurance as appropriate and coordinate physical changes with other management programs. Although insurance coverage for earthquake exposures has generally increased in cost, Cambell and Boyd can help you evaluate your alternatives.

CAMPBELL & BOYD

20 Technology Dr, Ste 4

PO Box 1260

Brattleboro, VT 05302

tel:  802-257-9500

email: ddboyd@campbell-boyd.com

 

 

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Valuable Insurance Information For Every Homeowner

[ 0 ] November 7, 2011

Your home is where life happens – the joys, the triumphs, the milestones. We’ll help you protect the place where those memories are made. From houses to condos to apartments, we’ve got coverage for the place you call home.

Most likely, your home is your biggest investment, so shouldn’t you protect it with the same level of quality insurance with Campbell – Boyd? At Campbell – Boyd, we offer Homeowners Insurance that is designed to provide you with the peace of mind that you deserve.

Homeowners insurance protects the investment you have made in your home by providing you with coverage for specific hazards.

What if I don’t have insurance?
Without insurance, you’ll be responsible for protecting your property, possessions and liability exposure.
For instance, if your house burns down or is destroyed by a tornado, you’ll need to rebuild your home and replace all your damaged possessions with only the funds you have or can obtain. Do you usually have $500,000 readily available in case something like this happens? If so, could you be putting that money to better use instead of having it sit there just in case something happens?

Nothing is quite like the comfort of your own home. Trust Campbell & Boyd to protect you and your home with the coverage you need and the experience you can count on.

To ensure the safety of our home we have to make sure that we have the correct Insurance policy. Taking Homeowner’s Insurance from Campbell & Boyd is quick and easy. Fill out the form below or connect with us on Facebook and LinkedIn!

Homeowners Insurance Request

Personal Information

Current Coverage Information

Information Needed To Complete Quote

Campbell & Boyd
20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302
Tel: 802-257-9500
email: ddboyd@campbell-boyd.com

*images courtesy of  istockphoto.com

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Insurance for Every Need

[ 1 ] October 29, 2011

Campbell & Boyd, located in Battleboro, VT, is specialized in Personal Insurance and Commercial Insurance Products. Connect us with Social networks like Facebook and LinkedIn

Campbell & Boyd

20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302
tel:  802-257-9500
email: ddboyd@campbell-boyd.com

 

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Brattleboro Damaged by Irene

[ 0 ] October 21, 2011

Tropical storm Irene left a lot of Vermont damaged including flooding of buildings and threatened the integrity of many historical sites. The beautiful Art-Deco Latchis Hotel and Theatre was temporarily closed because the amount of flooding they received from the storm which damaged some of the delicate infrastructure of the building. This 73-year-old building was not the only thing damaged in this storm many families were displaced because of the damaged caused. Having a proper home owners insurance plan can alleviate a lot of stress when mother nature strikes. How long has it been since you reviewed your policy? Here at Campbell & Boyd we are experts in all things home insurance and pride ourselves with ensuring our customers in Brattleboro are protected against all elements to ensure the most comprehensive and up-to-date coverage plan. Check us out on social networks like Facebook, Linkedin, and YouTube! For quick assistance please fill out this form and an agent will contact you as soon as possible.

Campbell & Boyd
20 Technology Dr. Ste 4
Brattleboro, VT
802-257-9500

http://www.campbell-boyd.com

 

Information attained from  http://www.kansascity.com Author: Paul W. Backer 10/06/2011

* image courtesy of www.istockphoto.com

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Home Insurance

[ 0 ] October 17, 2011


Home insurance is a must for any homeowners. Home insurance provides payment to the homeowner in the event of loss due to fire, theft, or damage. Many mortgages have insurance policies included, but do you know what your policy covers? If its been over a year since you last revisited your homeowners insurance policy contact us today to have an evaluation done. Fill out the form below or you can connect with us on Facebook, LinkedIn, and YouTube!

 

Your home is your prized asset. Will you leave it to chance?

 

Homeowners Insurance Request

Personal Information

Current Coverage Information

Information Needed To Complete Quote

Campbell & Boyd

20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302
Tel:  802-257-9500
Email: ddboyd@campbell-boyd.com

*Photo courtesy of istockphoto.com

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Money Raised for Brattleboro Fire Department Dive Team

[ 0 ] October 10, 2011

We take pride in our local community and support them any chance we get. Recently we held a tag sale with a basket raffle to raise money for Brattleboro’s local Fire Department’s Dive Team, and we were able to raise a generous donation to help support their efforts. At Campbell and Boyd we aren’t the typical insurance company looking for business, but rather life time customers that we can dedicate our efforts to helping long-term. Connect with us today on Facebook, LinkedIn, and Twitter to get more information on how we can help you! Contact us today!

 

 

 

Campbell and Boyd Insurance Agency

20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302

tel: 802-257-9500

 

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Who Is Lori Cornellier of Campbell-Boyd Insurance?

[ 0 ] October 4, 2011

Lori Campbell & Boydis hard at work studying to become a licensed Insurance Agent. Lori was born and reared in Brattleboro. She lives with her father, her husband – Robert of 23 years, her son and daughter. Lori is an avowed ’sports enthusiast’; she bowls and plays spirited women’s softball. The only negative feature is that Lori is a huge Indianapolis Colts fan – and this is in Patriot’s Country– we love her anyways. “I love spending time with my daughter at her many, many competitive baton events.”

 

 

 

If you want to learn more about the people of Campbell-Boyd Insurance, click the link to be directed to their website!

Campbell and Boyd Insurance Agency

20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302

tel: 802-257-9500

 

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