Your Vehicle Affects Your Premium
You might want a sports car or a fancy SUV, but your insurance company may charge you more to protect you while driving it.Insurance premiums are based partly on the price of the vehicle, which affects the replacement cost if it is stolen or “totaled” in an accident. How expensive the vehicle is to repair — including parts and labor — can also affect the cost.
In addition, surcharges may apply to vehicles that are frequently stolen or involved in accidents.
According to HLDI, the lowest injury claims are from large vehicles — cars, pickup trucks, and sport-utility vehicles. Small 2- and 4-door cars have the highest injury claims. Small cars also are among the highest in collision costs, along with sports cars.
If you have your heart set on a sporty vehicle, you’ll probably pay dearly. Insuring a high-performance car can easily cost two or three times the insurance amount for an ordinary model. Sport-utility vehicles often have higher Insurance rates than mid- and full-size cars, but some SUV models are relatively cheap to insure. They are among the most frequently stolen vehicles, and they are more expensive than most cars.
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20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302
tel: 802-257-9500
email: ddboyd@campbell-boyd.com
The most essential areas to understand when it comes to Personal Auto Insurance are the four main components of auto coverage; choosing deductibles; discounts and qualification for availing the discounts to qualify for them, your insurance score and improvising the score, umbrella coverage, and arrangement of it. The financial impact of not having automobile insurance could be devastating. Campbell & Boyd Insurance Services Inc offers coverage to several different types of vehicle like
Tropical storm Irene left a lot of Vermont damaged including flooding of buildings and threatened the integrity of many historical sites. The beautiful Art-Deco Latchis Hotel and Theatre was temporarily closed because the amount of flooding they received from the storm which damaged some of the delicate infrastructure of the building. This 73-year-old building was not the only thing damaged in this storm many families were displaced because of the damaged caused. Having a proper home owners insurance plan can alleviate a lot of stress when mother nature strikes. How long has it been since you reviewed your policy? Here at Campbell & Boyd we are experts in all things home insurance and pride ourselves with ensuring our customers in Brattleboro are protected against all elements to ensure the most comprehensive and up-to-date coverage plan. Check us out on social networks like 
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You might want a sports car or a fancy SUV, but your insurance company may charge you more to protect you while driving it.
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