Campbell & Boyd, located in Battleboro, VT, is specialized in Personal Insurance and Commercial Insurance Products. Connect us with Social networks like Facebook and LinkedIn
Campbell & Boyd
20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302
tel: 802-257-9500
email: ddboyd@campbell-boyd.com
NEWFANE — A Williamsville man was quickly plucked from a dilapidated mill Thursday afternoon after he attempted to salvage some of his materials from the building.
John Walker was retrieving possessions from his 1838 grist mill on Dover Road, knocked over after the flooding caused by Tropical Storm Irene last month, when he dropped through a hole in the floor, where he was pinned at the waist for more than an hour, according to rescue crews.
“He was in there working, taking out some stuff and it just fell apart on him,” said neighboring resident Fred Jenness. “He’s just been trying to salvage what’s left. It was a grist mill back in the 1800s, and when he bought it, he’s used it as a woodworking shop and storage.”
His family has owned the mill for more than three decades, Jenness added.
The mill now sits in ruins along the Rock River, debris spilling out onto the stone-covered banks.
Just minutes after crews pulled him from the wreckage, Walker was joking with firefighters just a few yards away from the collapsed mill. Only a trio of bandages were visible on his arm following the ordeal.
“I’m alive and doing well,” he said. Walker thanked the rescue and fire departments for their rapid response to his property.
“We removed him safely and he didn’t manage to sustain any injuries other than a few scrapes and bruises,” said Chief Steve Jones with the South Newfane/Williamsville Fire Department. “It was a
very lucky day for everyone involved, especially the subject.”Authorities said Walker was pinned and could not move at all when they arrived on the scene around 2 p.m.
“We don’t typically have the equipment to do this type of rescue, which is why we called in Brattleboro. It was at a critical stage where one wrong move and we could have had a fatality because there was a lot of weight,” the chief continued. “Brattleboro came in and supplied us with some jackings and airbags and just secured everything up. They disjacked the beams that were pinned around him.”
NewBrook and Keene, N.H., rescue crews were also on scene.
Law enforcement officials are reminding Vermonters to stay clear of buildings totaled from Irene.
Patsy Kelso, Vermont state epidemiologist for infectious disease, told the Reformer earlier this month that many people injure themselves while cleaning up after a disaster.
“Half of the hazards in reclaiming homes end up in injuries,” she said, such as from power tools, slips and falls, electrocution and carbon monoxide exposure.
-By CHRIS GAROFOLO / Reformer Staff
Make sure your insured. Campbell and Boyd Insurance Agency Inc., is here for you – Contact us today!
Campbell and Boyd Insurance Agency
20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302
tel: 802-257-9500
*photo courtesy of Zachary P. Stephens/Reformer
When a person requires someone else to help him with his physical or emotional needs over an extended period of time, this is Long Term Care. This help may be required for many of the activities or needs that healthy, active people take for granted.
Long Term Care insurance can be expensive. A 65-year-old in good health will probably pay a $1,000-$3,000 a year in long term care premiums. Although this is a high premium, it is still much more affordable than the $40,000 to $100,000 per year cost of long term care. LTC insurance is also notoriously complicated. There are coverage, inflation protection, benefit periods, daily benefit, trigger, and elimination periods that all need to be taken into consideration. The earlier you start paying for long term care insurance, the less expensive it will be!
For more information on Long Term Care Insurance, contact us today!
20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302
tel: 802-257-9500
email: customerservice@campbell-boyd.com
*courtesy of istockphoto www.istockphoto.com
Relocating to step off the corporate treadmill in your 50s or early 60s and maintain anything close to your standard of living, you need a seriously big Retirement kitty.
How serious? You’ll likely need assets worth 10 to 16 times your salary by the time you leave your job. A 45-year-old making $120,000 who hopes to retire at age 60, say, should already have nearly $700,000 set aside.
You can get by with less if you’ll have other sources of income. If that same 45-year-old has a typical old-fashioned check-a-month pension, for example, he might need only $432,000 in savings to be on track. If you expect to hold down a scaled-back job for your first decade of retirement, you can also get by with less.
If the combination of Social Security, pensions and prudent draws from your savings is enough to cover the expenses on your retirement budget, then you’re pretty much home free.
Let your Retirement adventures begin!
Contact us today to begin your Retirement Plan!
20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302
tel: 802-257-9500
email: customerservice@campbell-boyd.com
*courtesy of istockphoto www.istockphoto.com
Life is like a book with an unknown ending. Problem is, by the time we get that far, we often encounter needs and expenses we didn’t plan or budget for.
Thats where long term care insurance comes in. When we can no longer perform daily tasks or need help caring for ourselves later in life, LTC insurance picks up the slack by paying for third-party assistance at an affordable rate.
With the cost of nursing and medical care skyrocketing, its nearly impossible to cover all the expenses you could face during your golden years on your own. But by shopping around and comparing long term care insurance rates now, you could set yourself up for financial and physical comfort later in life.
Depending on where you live, what kind of care you need and for how long, what you pay for LTC insurance varies widely. Thats why its so important to plan for this vital coverage before you actually need it.
Whether you end up entering a nursing home or an assisted living situation, or simply needing help getting by at home, Long Term Care Insurance covers those unexpected, financially tough and often embarrassing situations you could face in your elder years.
When an aged parent or relative needs care, families often find themselves wondering how theyll manage on their own, especially over the long haul.
Long term care insurance solves those problems. No more worrying about lifelong provision, terminal illness or nursing home bills. Long term care insurancepolicies offer solutions tothese problems and more, while allowing you to maintain your dignity.
Instead of worrying what the future will bring, the right Long Term Care Insurance plan helps you plan ahead and take control as you age—instead of burdening family members for the care you need or causing them financial stress and worry.
Just compare plans and rates, speak with agents to get your questions answered and choose the plan that’s right for you. A happy ending could be as simple as that!
20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302
tel: 802-257-9500
email: customerservice@campbell-boyd.com
*courtesy of istockphoto www.istockphoto.com
When a person requires someone else to help him with his physical or emotional needs over an extended period of time, this is long-term care. This help may be required for many of the activities or needs that healthy, active people take for granted and may include such things as:
|
Using the bathroom Helping with incontinence Managing Pain Preventing unsafe behavior Preventing wandering Providing comfort and assurance Providing physical or occupational therapy Attending to medical needs Counseling Feeding Answering the phone Meeting doctors’ appointments |
Providing transportation
Administering medications Managing money Paying bills Doing the laundry Attending to personal hygiene Helping with personal grooming Writing letters or notes Making repairs to the home Maintaining a yard Providing meals Maintaining the household Shopping and running errands |
The need for long-term care help might be due to a terminal condition, disability, illness, injury or the infirmity of old age. Estimates by experts are that at least 60% of all individuals will need extended help in one or more of the areas above during their lifetime. The need for long-term care may only last for a few weeks or months or it may go on for years. It all depends on the underlying reasons for needing care.
If you would like to learn more about Campbell and Boyd’s services click the link to be redirected!
20 Technology Dr, Ste 4
PO Box 1260
Brattleboro, VT 05302
tel: 802-257-9500
email: customerservice@campbell-boyd.com
